Contact Info
  • Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today and get pre-qualified now!
  • Address:7237 Cincinnati-Dayton Rd Ste101, West Chester, OH 45069
  • Phone:513-835-1787
  • Website:imperialhl.com
APPLY NOW

VA Loans

Imperial Home Loans specializes in VA home loans and we are here to say “Welcome Home and Thank You for Your Service“. Our VA loan specialists are on standby to help you purchase your dream home. We will be here every step of the way from application to closing and will ensure that you receive the maximum government assistance for your home loan.

Who is eligible for a VA Loan?

As a rule of thumb, almost all active duty or honorably discharged service members are eligible for a VA loan.

You may be eligible for a VA loan if any one of these statements describes you:

  • I served 181 days during peacetime. (Active Duty)
  • I served 90 days during wartime. (Active Duty)
  • I served 6 years in the Reserves or National Guard.
  • I am the spouse of service member who was killed in the line of duty.
  • I currently receive disability payments from the VA.

VA Loan Advantages:

  • You can buy a home with no money down.
  • You can refinance your home up to 100% of the value of your home.
  • You never have to pay PMI (Private Mortgage Insurance).
  • Sellers can pay your closing costs.
  • They are usually easier to get because the Government insures the loan so that there is much less risk to the lender.
  • If you already have a VA Loan you might be eligible for a VA Streamline Refinance.
  • Disabled Veterans may qualify for a waiver of the Funding Fee if they receive any disability payments from the VA or if they are considered to be at least 10% disabled.