Contact Info
  • Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today and get pre-qualified now!
  • Address:7237 Cincinnati-Dayton Rd Ste101, West Chester, OH 45069
  • Phone:513-835-1787
  • Website:imperialhl.com
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USDA Home Loans

USDA loans, or also called a Rural Development Loan, are government-insured home loans that allows borrowers to purchase new homes with no money down. USDA can offer up to 100% financing for qualified buyers. So how do you qualify for a USDA loan? 

  • Your home must be located in a designated USDA rural area. We can help check the USDA Eligibility of your county, or you can check USDA eligibility online here.

The primary purpose of the USDA home loan program was to help smaller, rural areas thrive by making owning a home more affordable. It might surprise you just how many counties qualify for USDA loans. 

USDA Loan Advantages

  • Rural Properties
  • 100% Financing
  • No Maximum on Loan Amounts
  • No Restrictions on Seller Concessions
  • Low Monthly Mortgage Insurance
  • Acreage Up to 30% of Total Value with Restrictions
  • FHA/USDA Certified Appraisers only
  • 1% Guarantee Fee May be Rolled into the Loan